Phillips & Mitchell

Small Business Debt Collection Laws

Filed under: Law & Legal Issues,News — Tags: — andy

By Steve Austin

In your will eventually become important, as your debt grows and some clients do not pay. To collect small business debts legally, you must send a written notice that collections have begun, within five days of first contacting the debtor for collections. The letter must include dispute instructions.

Small Business Debt Collection Laws Forbidden Practices…

-Collect any amount beyond the actual debt, unless you really can do so legally.
-Continue collections on a debt if the debtor has disputed the debt, unless you provide the debtor with written proof.
-Continue contacting the debtor if within 30 days of first contact, the debtor disputes the debt.

-Credit a payment the debtor has made to a non-disputed debt to a debt the debtor has disputed.
-Deposit a post-dated check before the post-date.

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